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You can afford to Improve Your Home's Energy Efficiency with Special Low Rate, Low Payment Financing
With the Keystone HELP® Energy Efficiency Program, most Pennsylvania homeowners who meet the program's eligibility guidelines can get a low cost loan for ENERGY STAR® rated and high efficiency heating, air conditioning, air sealing, insulation, windows, doors, geothermal and “whole house” improvements using Home Performance with ENERGY STAR®. These lower rates can save consumer thousands of dollars over the life of the loan, further enhancing the energy saving from the improvements being made and minimizing out of pocket costs.
- Keystone HELP® loans are fast and simple. Most loan applications are approved within hours, with your Approved Keystone HELP Contractor paid immediately upon satisfactory completion of the job.
- Keystone HELP® loans offers:
- - Special, low interest rates locked in for the life of the loan
- - Longer terms and lower rates than typically available
- - No penalty for pre-payment
- For loans from $1,000 to $15,000 Keystone HELP loans have lower fixed rates and long amortization terms (meaning lower monthly payments) than typical unsecured financing options such as credit cards or shorter term bank loans.
- For larger improvements, up to $35,000, Keystone HELP loans provides an affordable home equity option for homeowners with limited home equity and below market rates for consumers with equity who choose to do "whole house" improvements.
- Eligible improvements must be installed by a Keystone HELP® Approved Contractor. Foam It Insulation is an Approved Keystone HELP Contractors in Pennsylvania.
- Qualifying homeowners can get the lowest cost financing and a $325 cash energy audit credit for energy-saving "whole house" improvements performed by Foam It Insulation an trained and certified contractor implementing the recommendations of a Certified Auditor who has conducted a comprehensive energy audit of your home.
- Program Highlights
- The Keystone HELP® program is for ENERGY STAR® rated and other high efficiency energy improvements. All work can be financed if at least 75 percent of the project consists of qualifying eligible improvements.

Save Energy, Save Money with Keystone HELP®, Pennsylvania's special program to make energy efficiency opportunities available to the Commonwealth's homeowners.
For more information, contact us at (570) 663-2757 or (607) 725-6983
Download a Keystone HELP Brochure
Download Keystone HELP Program Guidelines
Loan applications are currently being accepted. Applications for cash rebates, however, which were previously available, are no longer being accepted as of August 4, 2009, Complete rebate application package received on or before this date will be processed as usual. Rebates are available only for projects completed after the program’s effective date of February 23, 2009 and the complete rebate application package was received by midnight August 4, 2009. Loans are available only for projects initiated after the program’s effective date of February 23, 2009. Please note that a household may receive only one Keystone HELP loan or one Keystone HELP rebate each fiscal year, which is defined as the period from July 1 until the following June 30.
Keystone HELP®, Pennsylvania's special program for Energy Efficient Home Improvements now has lower rates and and new rebates as a result of the Commonwealth's Alternative Energy Investment Fund Act (Act 1). Principally supported by the PA Department of Environmental Protection, Pennsylvania Treasury Department and the Pennsylvania Housing Finance Agency, the Keystone HELP® program helps make affordable energy efficiency available to all Pennsylvanians. Keystone HELP® is administered by AFC First Financial Corporation (Great Bear Financial), a Pennsylvania energy efficiency lender.
Foam It Insulation
Of Southern Tier, NY
327 Water Street
Binghamton, NY 13901
(607) 725-6983
Foam It Insulation
Of NorthEast, PA
2737 John C. McNamara Drive
Brackney, PA 18812
(570) 663-2757